November 4, 2025

The Dispatcher

Oak Harbor Freight Lines – Newsletter

2026 Benefits Enrollment
Open Now!

All Active FT and PT Employees are required to complete Open Enrollment this year for the 2026 Healthcare Plans, FSA, HSA, and Unum Voluntary Benefits, regardless if you plan to make any changes to your plan, you must still complete Open Enrollment.

WHEN

November 1st, 2025
Through
November 15th, 2025

You will receive an email with a direct link to Dayforce when enrollment begins.

WHERE

www.dayforcehcm.com
Benefits Tab

Make sure you save your enrollment and receive an email notification that enrollment was completed!

This is your only chance to make updates or additions to your 2026 benefits, unless you experience a qualifying life event. We want to make sure you feel confident in your choices, so please take a moment to review the updates below when enrolling.

What’s Changed in Our Medical Plans for 2026:

  • Deductibles
  • Out-of-Pocket Maximums
  • Prescription Co Pays (Specialty and Preferred)
  • Specialty Visits

All Flexible Spending Accounts for medical or dependent care (FSA) and Health Savings Accounts (HSA) must be enrolled in every year. Your 2025 elections do not automatically renew. We’re happy to share that payroll deduction percentages will remain the same for 2026! As healthcare costs continue to rise, these plan adjustments help us maintain a fair balance between premiums and the valuable benefits we offer, including retirement savings and paid time off.

If you have any questions or need help choosing the right plan, we’re here for you! Detailed information on the 3 different plans that Oak Harbor offers, as well as our other healthcare options, can be found on Dayforce, under the Benefits section, at www.oakharborbenefits.com.

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